Humanitarian cause – investment housing
To buy a quality property in Africa today, requires enough
savings to pay for land, sometimes very highly priced
construction or equity of at least 20 to 25 % to apply for
bank loan. Even with the growing economy, the citizens
have problem to meet the criteria to purchase a home.
If they can meet the conditions, there is not much more
finance left to care of the environment, or proper planning
of social and community architecture. White Pearl housing
is about building elegant small villages of luxury homes,
while prioritizing the environmental and forest protection,
at the same time.
For this purpose, Res Monetariae Switzerland provides new
investment structure for young people, where the housing
will be used for the first 8 to 10 years for commercial purpose
as a rent out commodity by the tourists. After 8 years, the
housing will be fully paid and released for the non-commercial
use by their residents.
This way tourists visiting the house will be covering the loan
instead of the owner and the security of the humanitarian
project will be assured.
Clean and Ecological Neighborhood
Investment House has one more uniqueness. To keep the community
architecture, street maintenance and security in place, White Pearls
Residences Group will be collecting monthly renovation fee, to keep
the common areas, gardening work, land preservation and cleaning
assistance of the area in the top condition. Due to this reason, the land
will not be part of the sale, when purchasing the property. The renovation
fee will be free of charge for the first 8 years of the home ownership,
to allow the owners to repay the loan, in the shortest term possible.
Decreasing the cost of development
To decrease the cost of construction is a very important challenge, that
will be taken on by the White Pearl Development Group. The prices in
the budget given in this project are already decreased by around
15 percent, due to larger international import structure and purchase
of the construction materials directly from producers. Another reason
is planned delivery of selected technologies for independent production.
Usually the construction projects in Africa have very high cost, especially
with smaller size developments as all materials must be imported. The
right planning and sourcing for development of this scale, will save quite
significant percentage of the budget expense.
Electricity and Clean water
The Project Pearl Residences will develop area, that will require
protection of flora and fauna by implementing delivery of roads with
automatic cabling of electricity, water pipes and high-speed internet
with own satellite internet tower in just one installation. The architecture
will care of the whole community, as the houses scattered withing the
area of small circles will not disrupt the energy and biorhythms of the
tropical paradise.